Ace the 2025 Wisconsin Property Insurance Test – Ensure Success and Protect Your Future!

A town mutual insurance agent who sells only property insurance does not require an intermediary license because they operate within the regulations specific to town mutual insurance. Town mutuals are typically local, community-based insurance providers that focus on property insurance primarily for rural areas, and as such may have different licensing requirements compared to more broadly recognized insurance products and agents.

In the context of the other options, a town mutual insurance agent selling auto insurance would require an intermediary license since that falls under personal lines of insurance which are more tightly regulated. Similarly, agents selling health insurance usually must also be licensed, particularly as health insurance products are governed by more complex regulations and often require specific training and certification. Option A, regarding crop insurance, also likely falls under federal regulations that necessitate licensing. Thus, the unique regulations surrounding property insurance in rural areas exempt certain agents from needing an intermediary license, making option C the correct choice.